Covers Death Benefit, Living Benefits, and also Builds Cash!
1. Death Benefit (Traditional Payout)
If you pass away, your loved ones receive a tax-free lump sum to help with:
- Funeral expenses
- Paying off your truck or home
- Replacing your income
- Providing long-term financial security
Your family is protected, no matter what happens.
2. Living Benefits (While You’re Still Alive)
If you're diagnosed with a serious illness or injury, this policy can pay you cash while you're still alive.
You can use that money for anything — medical bills, mortgage, groceries, travel, or time off the road.
Covered situations may include:
- Heart Attack
- Stroke
- Cancer
- Disability or Loss of Mobility
This means you don’t have to wait for a death benefit — you can access your money when you really need it.
3. Builds Cash Value Over Time
Every time you pay your premium, a portion goes into a tax-deferred savings account that grows over time.
- You can borrow from it later
- Use it as a retirement boost
- Or keep it growing as extra protection for the future
Think of it like a safety net and savings plan built into your life insurance.
Why Truck Drivers Love This Plan
- No need to stop driving for a medical exam
- Coverage that travels with you — no matter what company you drive for
- Protects your income and your life
- You choose how to use your benefit money if you get sick or injured